Products & Services

Our Products & Services

 

The following products are available exclusively through our licensed FAIS Insurance Intermediaries. For a quote please contact your broker or we can refer you to one of our brokers:

> Heavy Commercial Vehicle Insurance Products:

  • Comprehensive Cover on Trucks, Trailers, Buses, Commercial Vehicles, PMV’s, LDV’s & Special Types

  • Third Party Fire & Theft Cover Only

  • Third Party Only Cover Only

  • Goods in Transit Insurance (GIT)

   Benefits Included in our Policies:

  • VAPS HCV Assist - Roadside Assist for trucks and trailers

    • Mechanical Breakdown Towing​ (Limit of R 15 000)

    • Tyre Replacement Assistance (Limit of R 1000)

    • Mobile Mechanic Breakdown Service (Limit of R 5000)

    • Fuel Delivery Service (Limit of R 1000)

    • Lockout/Replacement Key Assistance (Limit of R 1000)

    • Battery Assistance (Limit of R 1000)

    • Winching/Extraction Service

    • Vehicle Protection Service

  • Third Party Liability up to R 10 000 000

  • Territorial Limits - Africa, South of the Equator

  • Personal Accident Cover for Driver of R 10 000 for Death and Permanent Total Disability

  • Windscreen Cover up to R 25 000

  • Wreckage Removal for R 25 000

  • Towing & Recovery Costs up to R 30 000

  • Replacing Locks, Keys and Remotes up to R 25 000

  • Fire extinguishing charges for R 5000

  • Temporary repairs for R 15 000

 

> Excess Reducer Products:

 

  • Own Damage Excess Reducer - (HCV’s, Trailers, Buses, Commercial Vehicles, LDV’s, PMV’s
    & Plant)

  • Theft/Hijack Excess Reducer - (HCV’s, Trailers, Buses, Commercial Vehicles, LDV’s, PMV’s & Plant)

  • Third Party Excess Reducer – (HCV’s, Trailers, Buses, LDV’s, Commercial Vehicles, PMV’s & Plant)

  • Penalty Excess Reducer – (HCV’s, Trailers, Buses, LDV’s, Commercial Vehicles, PMV’s & Plant)

  • Pollution Liability Excess Reducer - (Heavy Commercial Vehicles, LDV’s & Commercial Vehicles)

  • Goods in Transit (GIT) Excess Reducer - (HCV's, LDV’s & Commercial Vehicles)

  • Customized Excess Reducers – According to client requirements

> Niche Products:

 

  • Mechanical Breakdown Towing – (HCV’s, Trailers, Buses, LDV’s, Commercial Vehicles, PMV’s & Plant)

  • Loss of Use Cover - (HCV’s, Trailers, Buses, Commercial Vehicles, LDV’s & PMV’s)

  • Credit Shortfall Cover - (HCV’s, Trailers, Buses, LDV’s, Commercial Vehicles, PMV’s & Plant)

  • Cross Border Towing & Recovery - (HCV’s, Trailers, Buses, LDV’s, Commercial Vehicles, PMV’s & Plant)

  • Tyre Cover – (LDV’s, Commercial Vehicles, PMV’s & Plant)

  • Scratch & Dent Cover – (Commercial Vehicles & PMV’s)

 

> Non-Motor Excess Reducers:

 

Our VAPS Non-Motor Excess Reducer insures any Non-Motor excess which is payable in terms of the Underlying Insurance Policy
 

  • Commercial Lines sections that we can provide Excess Reducer cover on: Fire, Buildings Combined, Office contents, Electronic Equipment, Business Interruption, Accounts Receivable, Theft, Money, Glass, Fidelity, Goods in Transit, Business All Risks, Accidental Damage.

  • Personal Lines sections that we can provide Excess Reducer cover on: Homeowners (Buildings), Householders (Contents) & All Risks     

VAPS Insurance Underwriters is a Licensed Financial Services Provider.
FSP Number: 46264

Copyright VAPS Underwriting Managers 2015.